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Michigan ZIP Codes
Roscommon County
Saint Helen, MI
48656
48656 ZIP Code — Saint Helen, MI
Roscommon County, Michigan
ZIP code 48656 is located in
Saint Helen ,
Michigan ,
within Roscommon County .
It covers approximately 142.24 square miles and serves a population of
3,785 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48656
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $88,500. Owner-occupancy is high at 81%, well above the national average.
Median household income is $39,000. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 59% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with retail trade as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (17%), smoking (26%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 29%.
Overall, ZIP code 48656 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
48656 ZIP code map
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Cities in ZIP code 48656
Below are the cities the US Postal Service accepts for ZIP code 48656. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
3,785
Population density
27 / sq mi
State FIPS
26
County FIPS
143
Geography
Land area
142.24 sq mi
Water area
5.33 sq mi
Latitude
44.3737
Longitude
-84.4564
Timezone
Eastern (ET)
Area code
989
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
71.3%
57.5%
42.6%
$50k – $100k
23.5%
29.5%
31.1%
$100k – $200k
4.5%
11.0%
20.6%
Over $200k
0.6%
2.0%
5.7%
Demographics & statistics
$39,000
Median household income
Age distribution
Age summary
Group Count % Under 18 474 12.5% 18 and over 3,311 87.5% 65 and over 1,248 33.0% Median age 57.8 years
Race & ethnicity
Group Count % White 3,578 93.9% Two or more races 168 4.4% Asian 38 1% Hispanic or Latino 26 0.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
71.3%
57.5%
42.6%
$50k – $100k
23.5%
29.5%
31.1%
$100k – $200k
4.5%
11.0%
20.6%
Over $200k
0.6%
2.0%
5.7%
Range % of households Under $10k 5.9% $10k–$15k 3.8% $15k–$25k 13.5% $25k–$35k 13.9% $35k–$50k 29.4% $50k–$75k 19.2% $75k–$100k 7.2% $100k–$150k 5.5% $150k–$200k 1.0% $200k+ 0.7% Median income $39,000
Housing
Housing overview
Metric Value Median home value $88,500 Median rent / month $756 Owner occupied 81.2% Renter occupied 18.8% Vacant 51.7% Single-family detached 89.4% Large apartment buildings 0.0% Mobile homes 9.2% Median rooms 4.3 Avg household size (owned) 1.97
Year built
Era % 2020 or later 0.0% 2010–2019 1.7% 2000–2009 3.4% 1990–1999 11.6% 1980–1989 16.8% 1970–1979 24.4% 1960–1969 23.6% 1950–1959 15.4% 1940–1949 1.7% 1939 or earlier 1.5%
Bedrooms
Size % of units No bedroom (studio) 2.8% 1 bedroom 7.1% 2 bedrooms 52.6% 3 bedrooms 30.9% 4 bedrooms 5.5% 5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households No vehicle 5.8% 1 vehicle 40.3% 2 vehicles 35.6% 3 or more 18.3%
Heating fuel
Fuel type % Utility gas 64.7% Electricity 5.2% Propane / LP gas 17.5% Fuel oil 0.3% Wood 12.2%
Households & families
Household type Count % Married-couple family 748 40.3% Cohabiting couple 200 10.8% Male householder, no spouse 487 26.2% Female householder, no spouse 423 22.8% Households with children under 18 296 15.9% Households with seniors (65+) 883 47.5% Average household size 2.04
Marital status
Status Male Female Never married 26.2% 19.6% Married 43.6% 45.9% Separated 0.6% 1.4% Widowed 4.3% 15.5% Divorced 25.3% 17.6%
Education
Some HS, no diploma
11.2%
Some college, no degree
24.1%
Graduate / professional
3.1%
Metric % HS diploma or higher 84.0% Bachelor's or higher 7.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 64 14.2% Kindergarten 26 5.8% Elementary school 191 42.4% High school 96 21.3% College / grad school 74 16.4%
Employment
Industry of employment
Education & healthcare
14.8%
Finance & real estate
10.2%
Arts, food & hospitality
9.9%
Professional & management
5.9%
Transportation & utilities
2.0%
Agriculture & mining
1.3%
Public administration
1.3%
Occupation
Category % Management, business & arts 20.6% Service 20.9% Sales & office 20.6% Natural resources & construction 17.2% Production & transportation 20.7%
Employment type
Type % Private sector 85.7% Government 4.9% Self-employed 7.3% Unpaid family workers 2.1%
Commute
Method % Drive alone 78.6% Carpool 11.3% Public transit 0.0% Walk 1.5% Work from home 3.3% Other means 5.3% Avg commute (minutes) 29.7
Poverty
Married-couple families
5.1%
Female-led households
36.3%
Income support
Source % of households Social Security 59.1% Retirement income 38.8% Supplemental Security 9.4% Cash public assistance 4.7% Food stamps / SNAP 22.1%
Health indicators
Condition % Obesity 40.8% High blood pressure 45.1% High cholesterol 41.6% Diabetes 16.7% Heart disease 11.7% Stroke 5.5% Asthma 12.0% Arthritis 41.1% Kidney disease 4.7% Pulmonary disease 14.1% Cancer 9.4%
Behavior / access % Smoking 25.6% Binge drinking 15.1% No physical activity 29.1% Less than 7 hrs sleep 34.8% Depression 22.9% Fair or poor health 23.2% Poor mental health 16.7% Poor physical health 16.5% No health insurance 11.3% Visited doctor (checkup) 77.1% Visited dentist 58.3% Cholesterol screening 91.9% Teeth loss 19.5%
Veterans & disability
Veterans Count % Civilian veterans 324 9.8%
Disability % Any disability 29.1% Under 18 4.9% 18–64 years 29.5% 65 and over 37.7%
Health insurance coverage
Type % Private insurance 50.7% Public insurance 69.2% No insurance 4.9% Uninsured under 19 1.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 3,613 95.5% Spanish 45 1.2% Other Indo-European 7 0.2% Asian & Pacific Islander 0 0.0% Other languages 38 1.1%
Place of birth & citizenship
Origin Count % Native born (US) 3,726 98.4% Born in same state 3,703 97.8% Born in different state 3,205 84.7% Foreign born 23 0.6% Naturalized citizen 59 1.6% Not a US citizen 11 18.6%
Ancestry
Ancestry Count % French 548 14.5% Italian 527 13.9% German 153 4% Arab 141 3.7% English 60 1.6%
Ancestry Count % Polish 30 0.8% Irish 21 0.6% Dutch 7 0.2% Norwegian 5 0.1%
Technology access
Metric % of households Computer access 49.1% Internet access 88.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48656
What city is ZIP code 48656 in?
ZIP code 48656 is primarily assigned to Saint Helen, Michigan.
What county is ZIP code 48656 in?
ZIP code 48656 falls within Roscommon County, Michigan.
Does ZIP code 48656 have a large retiree population?
59% of households in ZIP code 48656 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 48656 have an older population?
33% of residents in ZIP code 48656 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 48656?
8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 48656?
20% of residents in ZIP code 48656 live below the poverty line, above the national average.
What timezone is ZIP code 48656 in?
ZIP code 48656 observes the EST timezone.
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